Several areas needing reform are discussed: Coverage, Medical Benefits, Cash Benefits, Death Benefits, and Administration. The role of states in reform is briefly discussed, including reliance on advisory committees and … Read More
The case for integration of workers’ compensation with other programs includes several arguments why there is no reason to treat occupational injuries or diseases, or deaths differently than corresponding non-work-related … Read More
The broad causes of work-related injuries (or accidents) are behavioral and environmental, although these categories overlap and both may cause particular injuries. The behavioral category includes inter alia personal indifference, … Read More
The costs of workers’ compensation for employers are examined along several dimensions. The costs as a percent as a percent of payroll increased from 0.91 percent in 1946 to 1.13 … Read More
The delivery system costs of workers’ compensation (sometimes referred to as administrative expenses) include the expenses and profits of private carriers and state workers’ compensation funds, the costs for employers … Read More
In 1972, every state but Louisiana required most employers to provide workers’ compensation benefits to their workers. There are three insurance arrangements available to private sector employers in the U.S. … Read More
The chapter examines several organizational structures for workers’ compensation programs, including those with a single administrator, those administered by a commission or board, and those administered by a state court. … Read More
The chapter examines attorneys’ fees, including the amount of fees permitted in each state. Other legal costs are discussed, including witness fees and costs of medical testimony. The characteristics of … Read More
The chapter examines compensability of injuries, including the legal requirement in most states that the disabled worker must have a personal injury by accident that arises out of employment (AOE) … Read More
The chapter examines both medical rehabilitation and vocational rehabilitation. The information on medical rehabilitation includes: (1) Services provided by insurance carriers; (2) Services provided by state agencies; (3) Evaluations of … Read More
The information on medical benefits: description of benefits include (1) limits on amount or duration of benefits; (2) the choice of the treating physician by the employer or worker; (3) … Read More
The chapter provides information on two types of cash benefits: Permanent Partial Disability (PPD) Benefits and Death Benefits. The information on PPD benefits include the effects of the statutory (nominal) … Read More
Overviews of programs for disabled workers in eight countries plus international standards for work injury benefits. The introduction discusses two ground-breaking laws — the German law of 1884, which provided … Read More
The chapter provides information on two types of cash benefits provided by workers’ compensation program: Temporary Total Disability (TTD) benefits and Permanent Total Disability Benefits (PTD). (Two other types of … Read More
The information on coverage of workers and employers by state workers’ compensation laws include elective and compulsory laws, limitations of coverage to specified hazardous employment, exemption of farmworkers, domestic workers, … Read More
Covers the relationship between workers’ compensation and other federal programs that provide cash benefits or medical care to disabled workers, including Social Security Disability Insurance, Federal Employers Liability Acts, Medicare, … Read More
A brief (11 page) overview of workers’ compensation, with short introductions on agencies and courts, coverage of workers and employers, compensability of injuries and diseases, cash benefits, medical benefits, insurance, … Read More
Theories of Workers’ Compensation, including economic and legal theories; Objectives of Workers’ Compensation, including prevention, income replacement, rehabilitation, and efficiency.
Examines tort suits as the remedy for workplace injuries and diseases; the problems with tort suits that initially led to Employers’ Liability Acts; and the limitations of Employers’ Liability Acts that (with a few exceptions) led to the enactment of workers’ compensation statutes.
Information on Injuries and Diseases: Frequency and Severity; Causes of Work-Related Injuries and Diseases: Consequences of Work-Related Injuries and Diseases